Posts filed under ‘lawyers’
The Smart Split
The Smart Split
Successful divorce doesn’t have to be an oxymoron
I will be in Calgary this week, speaking with a panel of experts about divorce. The seminar is entitled Taking Charge of your Separation/Divorce. Lisa Kadane of the Calgary Herald interviewed the panel, which I’ve copied below. Please note the helpful tips.
By Lisa Kadane, Calgary Herald February 22, 2010
Taking Charge of Your Separation/Divorce takes place Thursday at Deer Park United Church (777 Deer Point Rd. S.E.) from 7 to 9:30 p.m. Pre-register for the $30 seminar at 403-205-5244. Or pay $40 at the door.
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Divorce is everywhere. It screams at us from tabloid headlines at the grocery store checkout. It touches us personally when, as adults, our parents finally call it quits, or our own starter marriage fizzles.
It’s also universally ugly. Between custody battles, money squabbles and bitterness, divorce usually leaves one party on the short end of the fair stick.
And divorce is always heartbreaking — the final chapter in a book we never wanted to read in the first place.
So, to talk about having a “successful divorce” sounds unrealistic: a pie-in-the-sky idea plucked from some smarmy self-help book.
It’s not, says Deborah Moskovitch, who weathered a seven-year divorce and went on to write The Smart Divorce: A Team Approach to Managing the Issues of Divorce.
“Being smart about divorce really means moving forward with hope and confidence.”
Moskovitch will be in town Thursday as part of a seminar to help divorcing couples understand the resources available to help them through separation and divorce. Hiring a good attorney is a no-brainer, but head’s up: getting your legal house in order is only part of it.
“You’ve got to rebuild your life,” she says.
“Divorce is so common today that people underestimate how powerful it is; how powerful those emotions are.”
Estimates from Statistics Canada in 2008 suggest that 39 per cent of marriages in Canada will end by the couple’s 30th wedding anniversary.
The percentage is higher in the United States — at 44 per cent — but still short of the “half of all marriages end in divorce” stat that gets bandied about.
Still, it means more than one-third of married Canadian couples will eventually go their separate ways. Since that’s reality, those starting down the rocky road to divorce should become informed about this life-altering event before emotions take over.
The Herald spoke with three divorce experts who will be speaking at the seminar, to gather tips for a successful divorce.
lkadane@theherald.canwest.com
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Smart Tips
- Sandy Shuler is a Calgary based family and life educator whose workshop Effective Coparenting teaches separating parents to put the kids first and understand their needs during separation and divorce.
“Often what happens is, in the process, (parents) are remiss in understanding what the experience is like for kids.”
Four tips:
1. Parents need to love their children more than they dislike their parenting partner. Put aside differences for the kids’ sake.
2. Shield children as best you can from parental conflict. No fighting or name-calling in front of the kids.
3. Give children permission to love and connect with both parents and extended family (unless there is abuse happening).
4. Understand that children will experience loss and grief, too, and that their feelings will be different from your own.
- Sharon Numerow is a certified divorce financial analyst (CDFA) based in Calgary. She worries that people in the midst of divorce make emotional decisions instead of educated ones, and she counsels men and women about splitting up property in their best interests.
“Educate yourself and be prepared. People spend more time researching a car,” says Numerow.
“A 50-50 property split is not always equal, so understand the decisions you’re going to make.”
Four tips:
1. Seek out professional, expert support in every area. Finding a therapist or tax consultant is just as important as hiring a good divorce attorney.
2. Money is always an issue, even when both parties claim it isn’t.
3. When it comes to splitting up investments, understand the scope of them — the risks, outlook, tax implications, costs or fees involved — and make an informed decision.
“It’s a lot of work,” Numerow admits. “I would say it’s really overwhelming for people.”
4. Women need to get on the ball with their financial situation.
“In my experience, way more women have a lack of understanding of, not just finances in divorce, but finances in general.”
- Toronto-based Deborah Moskovitch talked to more than 100 divorce experts when researching her book The Smart Divorce. She recommends people put together a team of professionals to help them navigate the split.
“I noticed so many people were bitter and angry after divorce,” says Moskovitch.
“I realized people are really unprepared for the divorce process.”
Four tips:
1. Realize that many of your divorce beefs are outside of the legal arena. For example, the law does not care if you don’t like your soon-to-beex’s parenting style. So don’t waste your lawyer’s time (and your money) by ranting about it.
2. A good divorce lawyer is gold, but he or she can’t give you parenting or financial advice.
“Bringing in the right people can save you money,” says Moskovitch. A parenting education class and even a therapist cost less per hour than a lawyer.
3. Try to keep your emotions outside of the process. When emotions take over, you end up with massive legal bills.
4. Work on rebuilding your post-divorce outlook. You will get through divorce and get on with your life.
© Copyright (c) The Calgary Herald
To read this article in the Calgary Herald click on the link:
Breaking up, a 5 part series
Nothing is in this world is perfect, and certainly not the legal system. There are gaps in the system. The challenge is to work beyond the gaps…….as one lawyer once told me, the legal system was designed for criminals and, divorce is not a criminal act. So, given that perspective, I hope you can see why you should try to stay out of court. Of course, there are always exceptions, and at times, one has no choice but to litigate.
There was a 5 part series in the Toronto Star, investigating some of the issues people are confronted with when dealing with the legal system. What ever the issues, the bottom line is, there are problems, and that requires reforming the system.
I’ve attached links to the articles which may be of interest to you, my readers. While you might not agree with everything in these articles, it certainly will make you pause and think………the reality is, divorce is a life changing event, and we need to view this as a process, not a crisis. And, as I heard a lawyer so wisely say:
Divorce is a problem to be solved,
not a war to be won.
Here are the links to the articles:
Divorced dads can’t catch a break http://www.parentcentral.ca/parent/newsfeatures/article/704075–divorced-dads-can-t-catch-a-break
The good divorce http://www.parentcentral.ca/parent/newsfeatures/article/705130–the-good-divorce
Kids hard hit in nasty divorces http://www.parentcentral.ca/parent/newsfeatures/article/705251–kids-hard-hit-in-nasty-divorces
Grandparents go to court for access to grandkids
Where separation occurs without anxiety http://www.parentcentral.ca/parent/newsfeatures/article/706400–where-separation-occurs-without-anxiety
Of course, I always like to have the last word and comment. My published letter to the editor, in response to the article entitled “Divorced dads can’t catch a break”, is below.
What’s the delay on shared custody?
Re: Breaking up: Family courts in crisis, Series
There are gaps in the legal system, leading to both fathers and mothers feeling that they are being treated unfairly. But, the real victims are the children who are losing out on a loving relationship with both parents, because of their parents’ conflict – who are too consumed with fighting each other, ignoring what’s in their children’s best interest.
Parents need to work together for the sake of the children, not against each other for vengeance, control and destruction of their ex partner.
Deborah Moskovitch, Divorce Consultant, Author, “The Smart Divorce”
The Smart Divorce Workshop Series – Space Still Available
The Smart Divorce® Workshop Series
These workshops are appropriate for individuals contemplating or already experiencing a divorce. Strategies for reducing financial costs and personal turmoil will be presented. Participants will learn what to expect legally and emotionally, and so be able to move through the process with confidence and focus while saving time and money. A subsequent session will address parenting issues, how to work with parenting experts more effectively, and available resources. Feedback from therapists and lawyers has indicated that The Smart Divorce Workshops have helped to prepare individuals for the process and make them better clients.
I have added two new workshops to the series called – Taking Control of Your Finances – with guest speakers Atsuko Hiroaka and Aaron Nimon, both Investment Advisors of BMO Nesbit Burns. The focus of these sessions is to help manage and effectively deal with your financial concerns; how to overcome your fears and understand the financial considerations as you work through the divorce process and postdivorce concerns.
Click on the link for more information: the-smart-divorce-workshop-f09-2-finr1
Program details:
The Smart Divorce: Learning the Basics – February 4, 2009
The Smart Divorce: Taking Control of Your Finances – February 11, 2009
with Guest Speaker, Investment Advisor – Aaron Nimon of BMO Nesbit Burns
The Smart Divorce: Parenting Through Divorce – February 18, 2009 2008
The Smart Divorce: Taking Control of Your Finances – February 25, 2009
with Guest Speaker, Investment Advisor – Atsuko Hiroaka of BMO Nesbit Burns
“Your seminar game the confidence I needed to start my divorce. I know what to do now and feel I’m not alone.” Dave C. Toronto
“I met a client who took your seminar today. An educated client makes this work so much easier!” Jacqueline Vanbetlehem, Mediator and Family Therapist in Oakville
Location: 12 Lawton Boulevard, Toronto (Yonge and St. Clair)
Registration Fee: $25 per workshop
Call The Smart Divorce at 905 695 0270 or email info@thesmartdivorce.com
SPACES ARE LIMITED, CALL TODAY
Tips to keeping organized during divorce
The divorce process can be overwhelming. The need to stay focused and organized is even that much more important. Here are some ideas to help achieve those objectives……..
Keep a “Divorce Journal”
If you’re in the midst of a divorce, or even contemplating one, consider keeping a journal of events for your lawyer. Note all events that you feel are relevant to your divorce and may affect the outcome. These could be events that involve you or your children. You and your lawyer will want to refer to this journal to help you confirm relevant dates and information. You might want to include this information in affidavits, letters, etc. It helps with accuracy of information and validates facts, dates, and times.
The journal might prove especially important if you end up going to trial. Judges don’t know what really happened; they only know what the lawyers, through their clients, tell them. So a diary of everything that happens could be used as evidence if you go to court. The party that fails to keep a diary is at a significant disadvantage.
Create a Meetings Notebook
What I advise my clients which they find most helpful to staying organized, refreshing their memory, and ensuring they follow up on meetings and tasks is to create a “divorce notebook”. This book can be divided into four sections:
- Meeting agenda and questions
- Notes from the meeting
- Next steps or to do list. Include deadline dates, completion dates, and the date when the completed task or document was communicated or sent to your legal counsel.
- Contacts, their phone numbers, and miscellaneous information
When creating and maintaining your own notebook, be sure to date everything.
Set Up a Divorce Filing System
Your filing system need not be anything complicated or expensive, and simple file folders are perfect. I just happen to prefer legal size, but use whatever works best for you. One way to start is to file all of your divorce-related paperwork in chronological order within specific headings that are relevant to your case. Here are some ideas for the headings you may want to set up:
-correspondence with lawyer, organized by date and topic
-orders or agreements
-folder for each member of your divorce team (financial expert, parenting expert, and so forth).
-financial statements–the statements of assets and liabilities
-invoices/statements–all costs associated with your divorce
-parenting plan
-discovery or deposition transcripts.
If you want to get more detailed, you could arrange files more specifically –according to particular financial or child-related issues, for instance. Of course, the detail you go into also depends on the type of divorce you’re pursuing. For instance, you might not need a discovery or deposition file if you are not litigating.
Strategies for keeping your legal costs down
I know from the many people I speak with, that the monthly statement from their lawyer’s office seems to be the last piece of mail to get opened. It’s not like you are running to your mail to see if it is there. And, the questions you ask yourself as you open the statement can make you anxious. Are there enough funds in the retainer to cover this bill? Do I need to submit additional money? Why can’t I keep the bills down? Why does the bill add up to so much so quickly? Why? Why? Why?
Instead of asking yourself why, utilize the how to strategies to keep your legal costs down, while maintaining control over what is going on in your file.
Here are some cost saving tips to help you cut down on your legal bill:
Maximize your meeting time
- Schedule your meetings through your lawyer’s assistant.
- Make a list of questions you would like to discuss, organized by topic or issue.
- Have an agenda ready, with all items and issues to be discussed.
- Take notes.
- Do any follow-up work the lawyer gives you (reviewing documents, contacting a specific specialist, and so forth), and make sure it is done in a timely manner.
Make all communications cost effective
- Save up your questions. Don’t call or e-mail your lawyer every single time you have an inquiry.
- Check with your lawyer first and find out how he or she likes to handle communications–via e-mail, phone calls, or meetings with prepared agendas. Also ask for recommendations on making your communications more efficient.
Provide as much written information as possible
- Many lawyers have their clients write out an account of their marital history. Ask your lawyer if this is what should be done.
Use your lawyer’s services cost effectively
- Listen to your lawyer and take notes.
- Remember, if you want to vent and complain about your soon-to-be ex-spouse, the meter is still running.
- If you are able to, do certain tasks, such as filling out the financial statement, yourself.
- Don’t micromanage (pay extreme attention to the small details of) your case. This only causes your legal bills to escalate and slows down the process.
And, if there is something that doesn’t make
sense to you, ask your lawyer.
Working effectively with your lawyer
A smart divorce involves moving effectively through the divorce process and understanding the roles both you and your lawyer play during this time. Although you’re the one paying for the lawyer’s services, you must be involved and realize it’s a job for you, too. There are some strategies you can use for working effectively together in order to save you time and money.
Your lawyer’s job
- Develop Realistic Expectations - One of the first things you will do with your lawyer is to discuss what you can expect to receive or pay out in terms of spousal support, child support, custody of and access to the children, and division of matrimonial assets. Your lawyer can help guide you as to what a realistic outcome can be. Trying to obtain a result which your lawyer does not feel you can achieve will only cause you to incur more in legal fees, heartache and frustration.
- Maximize the Economic Outcome – Lawyers view their job as getting the best deal for their clients, but the best deal may not necessarily be the biggest number, because there are other issues as well. Sometimes a lawyer prefers a smaller deal to ensure that the client will collect what was agreed to be paid, or to avoid a trial that might further damage the relationship between parties who must continue to co-parent their children. For this reason, a lawyer’s idea of the best deal and the client’s idea of the best deal may be different, and sometimes lawyers must get clients to realize that what is best for them isn’t necessarily what they think is best.
- Look Out for Your Children’s Best Interests – Many lawyers’ first focus with their clients is on working things out for the children. Unfortunately, some parents are still so emotionally distraught, or were such poor parents in the first place, that they do things that are in their own best interests, not the children’s. They attempt to hurt the other parent, which is ultimately bad for the children. Ethical lawyers will not deal with crazy agendas and destructive goals.
Your lawyer will advise and recommend, but will leave the final decision on any course of action to you, the client. If you want to work effectively with your lawyer, it’s as much a job for you as it is for him or her. Make sure you ask lots of questions, do your research and be informed.
The Smart Divorce Workshops
Limited space is still available in The Smart Divorce™ Workshops. These workshops are appropriate for individuals contemplating or already experiencing a divorce. Strategies for reducing financial costs and personal turmoil will be presented. Participants will learn what to expect legally and emotionally, and so be able to move through the process with confidence and focus while saving time and money. A subsequent session will address parenting issues, how to work with parenting experts more effectively, and available resources. Feedback from therapists and lawyers has indicated that The Smart Divorce Workshops have helped to prepare individuals for the process and make them better clients.
Program details:
The Smart Divorce: Learning the Basics – February 23, 2008
The Smart Divorce: Parenting Through Divorce – March 1, 2008
Time: 9:30 – 11 am
Location: 12 Lawton Boulevard, Toronto (Yonge and St. Clair)
If you feel that you could benefit from any of these programs please contact me at
905 695 0270 or by email at info@thesmartdivorce.com.
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