Posts filed under ‘cost saving strategies’
Idea Of ‘Divorce 101′ Angers Many Happily Married Men
Nobody marries with the expectation of divorce–but as many as five out of ten marriages end up that way today. With these statistics in mind, a growing number of women are taking steps to prepare for the worst. It’s a growing trend among happily married women that has some men fuming. CBS 2′s Maurice DuBois reports.
Jeff Landers talk about protecting you assets.
http://newyork.cbslocal.com/video/6108555-idea-of-divorce-101-angers-many-happily-married-men/
To learn more about preparing yourself financially, you won’t want to miss this interview on The Smart Divorce on Divorce Source Radio.
Our guest, Jeffery Landers advocates for women. Jeff is a Divorce Financial Strategist and the founder of Bedrock Divorce Advisors, LLC, a divorce financial strategy firm that exclusively works with women, who are going through, or might be going through, a financially complicated divorce. Jeff reviews the Top 6 Serious Financial Mistakes Women Make. But, men can learn some valuable lessons here as well. Jeff advises “put your emotions on the side and think financially.”
Topics in this program include:
- The top 6 serious financial mistakes made during divorce
- The important steps to organize your finances and maintain control
- Preparing for your financial future
- Financial considerations to ensure long term financial stability
- How to avoid divorce settlement mistakes
- Divorce proofing your business
Click on the link to hear this very informative discussion
Getting through divorce while saving time, money – and your sanity.
Introducing The Smart® Divorce Resource Toolkit
The Smart Divorce® Resource Tool Kit is now available, order yours today– one easy phone call or email, to get this valuable resource. It’s one of the most comprehensive programs providing a full overview of the divorce process — and endorsed by judges, lawyers, and mental health professionals. The Smart Divorce Resource Toolkit will help you make smart decisions for you and your family – taking you through the entire divorce process, removing the mystery and misconceptions about the outcomes of divorce, how to cut down on your legal bills and so much more.
This comprehensive resource provides an understanding of all aspects of the divorce process; helping you understand the two sides to your divorce – the “emotional divorce” and the “legal divorce”
Move through your divorce with focus, hope and confidence.
The Smart Divorce Resource Toolkit makes the divorce process easy to understand, helping you to be strategic while making sound, smart decisions. After all, information is knowledge and knowledge is power.
Call 905 695 0270 or email info@thesmartdivorce.com to get your copy of The Smart Divorce Resource Toolkit.
Included in The Smart Divorce Toolkit are tips, strategies and ideas, packaged as never seen before. This smart toolkit comes with:
The Smart Divorce Resource Toolkit is designed specifically to meet your needs — to help reduce stress, educate and inform you about the divorce process in a cost effective, easy to understand way. Guidance and information from leading family law lawyers, mental health professionals, and parenting experts well versed on the needs of those in the divorce process are included. And, it’s put together in one smart package, making it uncomplicated, and effortless to understand.
The Tool Kit contains 4 CDs covering the myriad of issues, concerns and questions most people have about divorce – removing the mystery, complexity, and confusion about divorce. Also included are Smart Guides which add another layer of detail to The Smart Divorce Audios, and provide a step by step plan for going through the divorce process.
The Smart Divorce Audios.
These unique and informative CDs provide tips and strategies to help navigate this difficult time, educate listeners about the divorce process and provide practical information on getting through it with focus, hope and confidence.
- Audio 1 – The Emotional Divorce
- Audio 2– The Legal Divorce
- Audio 3 – Smart Co-Parenting: Putting Your Children’s Best Interests First
- Audio 4 – Rebuilding Your Life Post Divorce
Smart Guides.
Tip sheets that support the information in the audios providing detail and understanding of the specific topic.
Smart Guides:
- Planning for a Smart Divorce
- Getting Your Finances Organized for Divorce
- Coping with the Stress of the Emotional Divorce
- Coping with Stress in a High Stress Environment
- Understanding Your Divorce Options
- Finding a Good Divorce Lawyer
- Smart Co-Parenting
- Living Separate and Apart
- Strengthening the Blended Family Bonds
- Divorce Financial Check List
- Understanding Marital Property Laws
- Important Financial Steps Required to Prepare for Divorce
Don’t delay, order your kit today
Call 905 695 0270 or email info@thesmartdivorce.com to get your copy of The Smart Divorce Resource Toolkit.
How Women Can Avoid Making Serious Financial Mistakes Before, During and After Divorce
Tune into the Smart Divorce on Divorce Source Radio to hear this very informative interview with financial strategist, Jeff Landers. Although Jeff’s clients are women, the information contained in this interview is helpful for men as well.
Our guest, Jeffery Landers advocates for women. Jeff is a Divorce Financial Strategist and the founder of Bedrock Divorce Advisors, LLC, a divorce financial strategy firm that exclusively works with women, who are going through, or might be going through, a financially complicated divorce. Jeff reviews the Top 6 Serious Financial Mistakes Women Make. But, men can learn some valuable lessons here as well. Jeff advises “put your emotions on the side and think financially.”
Topics in this program include:
- The top 6 serious financial mistakes made during divorce
- The important steps to organize your finances and maintain control
- Preparing for your financial future
- Financial considerations to ensure long term financial stability
- How to avoid divorce settlement mistakes
- Divorce proofing your business
Click on the link to hear Jeff share help you through the finances of divorce:
How do you get a smart divorce?
Learn more about being smart about divorce with Deborah
Hear Deborah talk about The Smart Divorce
I was interviewed about The Smart Divorce and dealing with the many issues surrounding divorce with host Christine Williams of On The Line
Click on the link to watch the interview which aired on April 19, 2010.
You’ll hear a lot of information about getting through divorce, some personal stories, and guidance about the divorce process.
http://ctstv.com/ontario/player.php?ctsvidID=17595&show=On%20The%20Line
ON THE LINE with Christine Williams has been recipient of six prestigious international awards. The program features current affairs issues and in-depth discussions about a range of topics with authors, experts and advocates.
Tips to keeping organized during divorce
The divorce process can be overwhelming. The need to stay focused and organized is even that much more important. Here are some ideas to help achieve those objectives……..
Keep a “Divorce Journal”
If you’re in the midst of a divorce, or even contemplating one, consider keeping a journal of events for your lawyer. Note all events that you feel are relevant to your divorce and may affect the outcome. These could be events that involve you or your children. You and your lawyer will want to refer to this journal to help you confirm relevant dates and information. You might want to include this information in affidavits, letters, etc. It helps with accuracy of information and validates facts, dates, and times.
The journal might prove especially important if you end up going to trial. Judges don’t know what really happened; they only know what the lawyers, through their clients, tell them. So a diary of everything that happens could be used as evidence if you go to court. The party that fails to keep a diary is at a significant disadvantage.
Create a Meetings Notebook
What I advise my clients which they find most helpful to staying organized, refreshing their memory, and ensuring they follow up on meetings and tasks is to create a “divorce notebook”. This book can be divided into four sections:
- Meeting agenda and questions
- Notes from the meeting
- Next steps or to do list. Include deadline dates, completion dates, and the date when the completed task or document was communicated or sent to your legal counsel.
- Contacts, their phone numbers, and miscellaneous information
When creating and maintaining your own notebook, be sure to date everything.
Set Up a Divorce Filing System
Your filing system need not be anything complicated or expensive, and simple file folders are perfect. I just happen to prefer legal size, but use whatever works best for you. One way to start is to file all of your divorce-related paperwork in chronological order within specific headings that are relevant to your case. Here are some ideas for the headings you may want to set up:
-correspondence with lawyer, organized by date and topic
-orders or agreements
-folder for each member of your divorce team (financial expert, parenting expert, and so forth).
-financial statements–the statements of assets and liabilities
-invoices/statements–all costs associated with your divorce
-parenting plan
-discovery or deposition transcripts.
If you want to get more detailed, you could arrange files more specifically –according to particular financial or child-related issues, for instance. Of course, the detail you go into also depends on the type of divorce you’re pursuing. For instance, you might not need a discovery or deposition file if you are not litigating.
Strategies for keeping your legal costs down
I know from the many people I speak with, that the monthly statement from their lawyer’s office seems to be the last piece of mail to get opened. It’s not like you are running to your mail to see if it is there. And, the questions you ask yourself as you open the statement can make you anxious. Are there enough funds in the retainer to cover this bill? Do I need to submit additional money? Why can’t I keep the bills down? Why does the bill add up to so much so quickly? Why? Why? Why?
Instead of asking yourself why, utilize the how to strategies to keep your legal costs down, while maintaining control over what is going on in your file.
Here are some cost saving tips to help you cut down on your legal bill:
Maximize your meeting time
- Schedule your meetings through your lawyer’s assistant.
- Make a list of questions you would like to discuss, organized by topic or issue.
- Have an agenda ready, with all items and issues to be discussed.
- Take notes.
- Do any follow-up work the lawyer gives you (reviewing documents, contacting a specific specialist, and so forth), and make sure it is done in a timely manner.
Make all communications cost effective
- Save up your questions. Don’t call or e-mail your lawyer every single time you have an inquiry.
- Check with your lawyer first and find out how he or she likes to handle communications–via e-mail, phone calls, or meetings with prepared agendas. Also ask for recommendations on making your communications more efficient.
Provide as much written information as possible
- Many lawyers have their clients write out an account of their marital history. Ask your lawyer if this is what should be done.
Use your lawyer’s services cost effectively
- Listen to your lawyer and take notes.
- Remember, if you want to vent and complain about your soon-to-be ex-spouse, the meter is still running.
- If you are able to, do certain tasks, such as filling out the financial statement, yourself.
- Don’t micromanage (pay extreme attention to the small details of) your case. This only causes your legal bills to escalate and slows down the process.
And, if there is something that doesn’t make
sense to you, ask your lawyer.
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