di·vorce (dĭ-vôrs′, -vōrs′) n. the legal dissolution of a marriage; v. to sever the marital relationship with a spouse by a judgment or decree of divorce.

If divorce were as straightforward as the dictionary definition, the process would be a whole lot easier. But, the reality is, there are two sides to divorce — the emotional and the legal.

Couples, children, and extended families could carry on with their lives as if nothing much had changed. The “legal dissolution” could involve collegial discussions in lawyers’ boardrooms followed by the signing of papers, a handshake, and best wishes all around. Actually, some lawyers and judges favor the dictionary definition. “Treat your divorce as a business transaction,” they urge couples who come to see them. There’s a lot of wisdom in this piece of advice, if it is applied to the legal side of divorce. But this view neglects the emotional side of divorce. It’s as if they’re saying, “Business partnerships . . . marriage partnerships . . . what’s the difference?”

Please click on the link to read the rest of the article which appears in The Huffington Post.

http://www.huffingtonpost.com/deborah-moskovitch/can-divorce-really-be-sma_b_1235584.html?ref=divorce

To read more about The Smart Divorce, check it out on amazon.com

http://tinyurl.com/6mkkvub

This valuable Tool Kit is designed to reduce stress, educate and inform about the many aspects of the divorce process, and is cost effective and easy to understand.

Divorce or a breakdown of a co-habitation relationship is an extremely emotional process. While divorce is a personal matter the emotional impact can spill over into the workplace suddenly making it a public affair. There are so many unknowns about divorce that people are often confused, filled with fear and unsure of how to navigate the process.  In an effort to better heal and deal with divorce process privately, many individuals seek therapeutic counseling.  However, not all therapists are equipped to help their patients understand the specifics of divorce to alleviate many of their concerns i.e. the legal process, financial impact or custody and access issues.  As a result, an individual’s world is temporarily turned upside down, triggering unsettling and distressful emotions. The effects of the emotional distress in the workplace can be devastating.

On a classic rating scale of stressful life events, divorce consistently ranks No. 2–second only to the death of a spouse or child. The process of getting divorced is an emotional roller coaster which can impact people’s ability to be mindful on the job. Although divorce is primarily a personal heartbreak, the effects spill into the workplace; at the extreme – costing one to lose their job – not to mention a good portion of their wealth, and it can even affect the organization’s reputation.  People often feel overburdened and lack confidence; it is not surprising how many buckle under the pressure.

It is well documented that divorce reduces worker productivity.  If one were to do a cost benefit analysis of the effects of divorce in the workplace, one would find that the financial costs to the organization can be enormous.

I understand only too well how devastating the emotions of divorce can be, taking over the legal process while wreaking havoc on one’s career, causing a meltdown on so many fronts, and  the difficulty in overcoming the challenges  of raising children on your own.  It is for these reasons that I created The Smart Divorce® Resource Tool Kit.    I know how important it is to treat your divorce as a business transaction, and arm yourself with as much information as possible.

The Smart Divorce Resource Tool Kit includes:

The Smart Divorce Audios.  These unique and informative audios provide tips and strategies to help navigate this difficult time, educate listeners about the divorce process and provide practical information on getting through divorce with clarity.

• Audio 1 – The Emotional  Divorce
• Audio 2– The Legal Divorce
• Audio 3 – Smart Co-Parenting: Putting Your Children’s Best Interests First
• Audio 4 – Rebuilding Your Life Post Divorce

Smart Guides.  12 very valuable tip sheets that support the information in the audios and cover other important issues; providing detail, strategies and tips for managing a specific divorce related topic.

In addition to the extensive information available in The Smart Divorce Resource Tool Kit, some organizations may also find it beneficial to offer workshops.  These presentations will provide greater clarity about divorce and managing through the process, in an effort to minimize stress, while maximizing an employee’s attention at work during this often distracting time.

The Smart Divorce® facilitator guided workshop

• Workshop 1- The Smart Divorce.  A 1 ½ hour overview of the divorce process based on the book, The Smart Divorce. The divorce process in explained in broad terms, while providing an understanding of the emotional divorce and the legal divorce
• Workshop 2- Strengthening the Blended Family Bonds.  A one hour presentation focusing on considerations when blending families.

Note: Each workshop includes PowerPoint presentation and facilitator script.

Don’t miss out on the introductory offer and save $50 when you place an order a minimum order of 10 kits.  Or, try it out and order just one Toolkit.

For more information click on the link.   To learn more about this unique and innovative program, and how it may help your organization or practice, please contact Deborah Moskovitch at info@thesmartdivorce.com.

The Smart Divorce Resource Tool Kit _ Flyer

The Smart Divorce® Workshop Series

These workshops are appropriate for individuals contemplating or already experiencing a divorce. Strategies for reducing financial costs and personal turmoil will be presented. Participants will learn what to expect legally and emotionally, and so be able to move through the process with confidence and focus while saving time and money. A subsequent session will address parenting issues, how to work with parenting experts more effectively, and available resources. Feedback from therapists and lawyers has indicated that The Smart Divorce Workshops have helped to prepare individuals for the process and make them better clients.

I have added two new workshops to the series called – Taking Control of Your Finances – with guest speakers Atsuko Hiroaka and Aaron Nimon, both Investment Advisors of BMO Nesbit Burns. The focus of these sessions is to help manage and effectively deal with your financial concerns; how to overcome your fears and understand the financial considerations as you work through the divorce process and postdivorce concerns.

Click on the link for more information: the-smart-divorce-workshop-f09-2-finr1

Program details:

The Smart Divorce: Learning the Basics – February 4, 2009

The Smart Divorce: Taking Control of Your Finances – February 11, 2009

with Guest Speaker, Investment Advisor – Aaron Nimon of BMO Nesbit Burns

The Smart Divorce: Parenting Through Divorce – February 18, 2009 2008

The Smart Divorce: Taking Control of Your Finances – February 25, 2009

with Guest Speaker, Investment Advisor – Atsuko Hiroaka of BMO Nesbit Burns

“Your seminar game the confidence I needed to start my divorce. I know what to do now and feel I’m not alone.” Dave C. Toronto

“I met a client who took your seminar today. An educated client makes this work so much easier!” Jacqueline Vanbetlehem, Mediator and Family Therapist in Oakville

Location: 12 Lawton Boulevard, Toronto (Yonge and St. Clair)

Registration Fee: $25 per workshop

Call The Smart Divorce at 905 695 0270 or email info@thesmartdivorce.com

SPACES ARE LIMITED, CALL TODAY

• understand the “emotional divorce” versus the “legal divorce”
• understand the various dispute resolutions available
• make informed decisions
• minimize the financial, legal and emotional stress

Be SMART about your divorce

State your goals and objectives at the beginning. Make sure these are realistic.
Maximize your information and knowledge base.
Avoid reacting to your emotions.
Retain the best possible divorce team your budget allows.
Treat your divorce as a business transaction.

How to start The Smart Divorce

1. Develop your support network – therapist, support groups, clergy, divorce consultant and friends.
2. Choose your lawyer carefully – go to a consultation before you decide to retain
3. Be informed. Understand the dispute resolutions – do-it-yourself; negotiation; mediation; collaborative family law; arbitration; litigation.
4. Put your children’s best interests first.
5. Hire the right team of professionals based on your needs – parenting expert; financial adviser and others.
6. Get your finances in order.
7. Stay organized – create your divorce notebook and divorce journal.
8. Have a vision for how you want your life to unfold and develop strategies to get there.

The Smart Divorce: Proven Strategies and Valuable Advice from 100 Top Divorce Lawyers, Financial Advisers, Counselors and Other Experts.

I created this blog for the same reason that I wrote the The Smart Divorce. I realized that most people going through divorce are confused and don’t know where to turn to for information. I learned that many people feel alone and are looking for some impartial advice. That is what I provide through “The Smart Divorce”—the understanding and education about the divorce process so that people can make decisions with confidence and move on with the rest of their lives – intact and without regret.

Use this blog as your support group, educator and guide. I invite you to share your comments, ideas, thoughts, concerns, feelings….anything and everything about divorce. You will see, you’re not alone. I also invite you to visit my website at www.thesmartdivorce.com. The secret to being smart about divorce means managing the emotional side and the legal side of divorce separately. If you can do this, you are likely to save time, trouble, and money on your way to a smart divorce and a better life. We have a responsibility to ourselves, our children, our future and their future. I look forward to hearing from you………Deborah